Preparing for Climate Risk as a Community Bank

Preparing for Climate Risk as a Community Bank

” Climate is what we expect, weather is what we get.” - Robert Heinlein With the weather in Texas and the damages caused by Winter Storm Uri continuing to dominate the news cycles, I’m reminded of Heinlein’s quote, especially in the scope of forecasting. Climate is...
A Universe of Risk in the (Finite) Attention Economy

A Universe of Risk in the (Finite) Attention Economy

In order to address risk proactively, you have to see through the noise of all of the information you are being presented with. The goal is to find the right stuff to pay attention to and not be distracted by the rest. It is a challenging task, indeed. “In an...
A Test In Real Time: CECL in 2021

A Test In Real Time: CECL in 2021

As February 2021 gets off to a start and the continued effects of the pandemic on the economy continue to force us all to ask questions like “what unexpected scenario is going to bring us a new source of risk this month,” it’s worth taking a step back and performing a...